Financing Made Easy
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We at Car City have an extensive collection of vehicles from top automakers. We know you sometimes need a vehicle in a hurry, which is why we offer financing. Learn about leasing and financing and test drive a model at our Olathe, KS location.
Leasing
Leasing is renting a vehicle from a dealer near Gardner, KS temporarily, usually by making monthly payments. The payments are commonly divided in 12-month increments spreading over a period of 12 to 60 months. Several factors may influence what you pay, which could include credit rating, vehicle make and model, and expected depreciation.
Leasing may be the ideal option if you only need a vehicle for a short time without the commitment to buy. If you don’t travel out of town often or you work locally, leasing could be more cost-effective. Leasing payments are often much lower than financing, because you only pay for the depreciation, instead of cost.
Financing
Financing is applying to borrow money from a lender and paying them back over time, which is usually monthly installments. Various criteria may determine how much you pay that commonly includes credit score, required insurance, down payments and required insurance.
Financing may be beneficial if you prefer to own a vehicle without restrictions for driving in Shawnee, KS. You may customize the vehicle with the features you want, trade it for a new model, or sell it.
If you make payments on time, you can improve your credit score and get better interest rates later. When you finish paying the loan, you can put the money aside in savings and use it for other expenses.
Apply Online
If you don’t have time to apply at the dealership yet, we have a convenient online form available 24/7. The form is easy and secure to fill out, and you can pre-qualify for deals without hurting your credit ranking.